
Insurance policies are designed to share risk. But, right now, cybersecurity incidents and payouts are through the roof, and insurance companies are tired of paying.There are so many infected websites and automatic malware programs out there that even if every hacker gave up the internet for life, hacks would continue for a decade or more after their departure. The direct cost of the most common data breach, ransomware, has gone up considerably in the past few years.
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